Which cover do I need?

The great thing about Travel by Us is the number of travel insurance options we offer thanks to our budget friendly range of cover levels and optional add-ons.

But if you’re in two minds about which cover level is right for you, or not sure if your holiday activities or medical conditions are covered, set your mind at ease by exploring a few help topics, or getting in touch.

If you need help understanding anything about our cover start by comparing our 4 levels of cover here. Our cover ranges from Saver to Basic, Comprehensive and Domestic.


ADD-ONS: Our 10 optional add-ons cover specific luggage items, like bicycles and devices, as well as many holiday activities including winter sports and diving, so these are worth exploring if you’ve got a particular type of holiday in mind.


MEDICAL CONDITION: Wondering about a pre-existing medical condition? We cover many medical conditions. See the list here.


PDS: If ever in doubt, you’ll find a lot of detail about what is, and what is not covered, by reading our PDS. We’ve written it to be easy to navigate and easy to understand.


FAQS: Find more answers to your most common questions in our FAQ section.

Understand your cover

Conditions and exclusions apply to every cover level and optional pack. View our Combined Product Disclosure Statement and Financial Services Guide for full details. Sub-limits apply. Not sure? Our friendly team are here to help. Get in touch