Extra cover for medical conditions
Travel by Us offers specific cover for medical conditions not automatically covered by most travel insurers.
Our ability to offer additional cover will depend on a few factors related to your individual condition and situation, so to check, you’ll need to complete a short medical screening during your online quote.
Simply answer a few questions about your condition at Step 2 of your quote.
You will be asked to confirm that you or any other listed traveller has a pre-existing medical condition that is not automatically covered. (See the list of what we automatically cover here).
If you answer yes, you will be asked a series of questions which will help us determine if we can add special cover to your policy.
Once the assessment is complete, you will know whether your condition can be covered or not, and what the applicable additional charge will be. If you’re happy to proceed, you can finish buying your policy at Step 3 of your quote.
Travel easy knowing medical emergencies, dental, lost luggage and legal liabilities are covered
If you suffer a sudden illness or serious injury on your overseas trip Travel by Uswill pay you the reasonable and necessary cost of emergency medical, hospital, ambulance or other treatment you receive overseas during the trip. This includes the costs of overseas hospital, medical, surgical, nursing, and ambulance expenses.
Plus, with our Basic travel insurance option, be covered for emergency dental, hospital cash, funeral expenses and legal liability, airline cancellations, emergency dental, lost luggage and devices, funeral expenses and legal liability costs. Even if you’re on a budget, you can still enjoy the peace of mind of knowing you’re taken care of wherever your travels take you.
We cover 48 pre-existing medical conditions
Not sure if your medical condition is covered by travel insurance or not? We automatically cover a broad range of pre-existing medical conditions. See if yours is on the list.
Tailor your Basic travel insurance
Travel by Us makes it easy to focus on what’s most important for your budget and travel style. Choose from any of 10 optional extras add-ons to add specific cover for a range of activities and gear. Includes additional Pregnancy, Bicycle, Cruise, Device, Business, Golf, Water Sports and Adventure Sports cover.
What does Basic cover?
- Unlimited overseas medical and hospital costs
- $1,500 cash in hospital
- $2,000 overseas dental costs
- $15,000 overseas funeral costs
- $10,000 legal liability
- $25,000 cancellation costs & travel delays
- $2,000 travel agent cancellation fees
- $500 luggage delays
- $2,000 lost or damaged personal items (including sunglasses)
- $4,000 rental car excess
- $2,500 lost travel documents and money
- $5,000 financial default
- $5,000 hijack and kidnap
- $2,000 emergency travel companion
What’s not covered?
Travel by Us Basic cover offers tons of great benefits for budget travellers including unlimited medical cover. However it’s important to know that Basic does not offer the following benefits: